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national bank

American  

noun

  1. a bank chartered by the U.S. government and formerly authorized to issue notes that served as money.

  2. a bank owned and administered by the government, as in some European countries.


national bank British  

noun

  1. (in the US) a commercial bank incorporated under a Federal charter and legally required to be a member of the Federal Reserve System Compare state bank

  2. a bank owned and operated by a government

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Etymology

Origin of national bank

An Americanism dating back to 1780–90

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

British digital bank Revolut announced Thursday it has won conditional approval for a US banking licence, bringing it a major step closer to launching as a national bank in the United States.

From Barron's Sep. 3, 2026

Revolut secured a U.K. banking license in March after a yearslong wait and also filed an application for a national bank charter in the U.S., in an effort to compete with traditional financial institutions.

From The Wall Street Journal Aug. 10, 2026

It’s planning to submit a new application for a national bank trust charter, this time under the Genius Act that makes stablecoins more visible alongside existing payment rails.

From MarketWatch Jul. 24, 2026

The London-based company is also looking to expand in the U.S., recently applying for a national bank charter.

From The Wall Street Journal Jul. 22, 2026

His model was England, with its national bank, regulated commerce, and powerful finance ministers.

From "Founding Brothers: The Revolutionary Generation" by Joseph J. Ellis

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